Vault keeps client funds completely separate from our company’s funds by placing them in safeguarding accounts held with Tier 1 banks (federally regulated financial institutions). If Vault were to become insolvent, these safeguarded funds would be prioritized for return to our clients before any other creditors. Neither the banks nor Vault have any claim over these funds, except as specified in our Terms and Conditions such as having consent to administer a pre-authorized debit.

Ensuring the security of your funds is our top priority, which is why we’ve designed a system where 100% of your money remains protected.