Currently, pre-authorized debits (PAD) are only available for CAD bank accounts. We do not support PAD for USD bank accounts at this time, but we plan to introduce this feature in 2025.

Additionally, PAD only works for pulling funds from your Vault CAD account and depositing them into your linked external CAD bank account. You cannot use PAD to withdraw USD funds from your Vault USD account. Any attempts to set up PAD on a Vault USD account will not be successful.