The time it takes for funds to reflect in your account depends on the currency and the transfer method used:
For Canadian Dollars (CAD):
Interac e-Transfer: Instantly or within minutes
Interac e-Transfer Request Money: Within 30 minutes
EFT: Within 1 business day
Pre-Authorized Debits (PAD): Within 2 to 3 business days
For US Dollars (USD):
ACH or Fedwire: Within 1 business day
For British Pound Sterling (GBP):
UK Faster Payments: Within 1 business day
For Euros (EUR):
SEPA: Within 1 business day
For Wire Transfers (SWIFT) in Any Currency:
Typically within 2 business days, or as soon as the sender’s bank successfully transmits the funds to Vault